What To Expect When You’re Buying Your First Home

Expect to look at more than a few houses. It can take a while to find the perfect one. Expect to provide documents. It may feel a little overwhelming, but we only ask for what we need. Expect it to take some time. There are moments when it seems like nothing is happening, but that’s when we are busy putting …

MyHome Down Payment Assistance

Have you heard about MyHome? MyHome is a downpayment assistance program through CalHFA Qualified first time buyers can get up to 5% in down payment and/or closing cost assistance With low interest rates and deferred payments, MyHome can be combined with any CalHFA 1st mortgage, including CalPLUS w/ ZIP Contact us to find out how MyHome can help you buy …

What’s the Difference Between Interest Rate and APR?

Interest Rate is the percentage used to calculate your payment Annual Percentage Rate (or APR) is the TOTAL cost of the loan expressed as a percentage It’s what the interest rate would be IF it included things like origination fees, mortgage insurance premiums, settlement fees and “points” Although it doesn’t affect your monthly payments, APR can be useful as a …